Why you shouldn’t overlook Water backup Coverage

Today we're going to talk about something that's not the most exciting topic in the world, but it's something that every homeowner needs to know about. That's right, I'm talking about sewer and drain/water backup coverage, and why it's so important to have it in your homeowners insurance policy.

Now, I know what you're thinking, "Trey, sewer and drain/water backup coverage? What the heck is that?" Well, let me break it down for you. This is an optional endorsement that you can add to your homeowners insurance policy that covers damages caused by water that backs up through a sewer or drain or overflows from a sump pump or other system. It's not something that's covered in your standard policy, but it's something that can save you a lot of money and headaches in the long run.

Here's the deal, water damage is one of the most common problems that homeowners face. It can happen to anyone, and it's not always covered by your standard homeowners insurance policy. Sewer and drain backups can cause significant damage to your home, including structural damage and the growth of mold and mildew. Without proper coverage, you could be left with a hefty bill to pay for the cleanup and repairs.

 That's where sewer and drain/water backup coverage comes in. This coverage can help protect you from the financial impact of unexpected water damage caused by backups or overflows. It's peace of mind, knowing that you're covered in case of an emergency.

As an independent insurance agency, it's our job to help your clients understand their insurance options and choose the coverage that's best for them. We leverage more than 20 A Rated insurance carriers which offer this coverage as an option on your homeowners insurance.

In conclusion, don't overlook the importance of sewer and drain/water backup coverage in your homeowners insurance policy. Water damage is no joke, and it can happen to anyone. Be prepared and protect yourself from the financial burden of unexpected water damage caused by backups or overflows. Thanks for reading and remember, stay safe out there!