Condominium and Homeowner’s Association Insurance

Homeowners and condominium associations have unique insurance needs that go beyond standard homeowners insurance. Our specialized policies are designed to protect against a variety of risks and liabilities that can impact your community.

  • Crime and Fidelity

    Guard your association against financial loss from theft, fraud, or embezzlement committed by board members or employees. This coverage ensures your community's financial health and stability

  • Property Damage

    Our policies cover property damage to common areas, including clubhouses, pools, and landscaping. This ensures that your community assets are protected against fire, storms, vandalism, and other perils

  • General Liability

    Protect your association from liability claims related to accidents or injuries that occur in common areas. This coverage helps with legal fees and settlements, providing peace of mind for your board members and residents

  • Directors and Officers (D&O) Liability

    D&O insurance protects the board members of your HOA or condo association against claims of wrongful acts, decisions, or management practices. This coverage is essential for attracting and retaining dedicated board members

  • Fidelity Bond

    Protects against financial losses caused by fraudulent acts of board members or employees, such as theft or embezzlement

  • Equipment Breakdown Insurance

    Covers repair or replacement of essential equipment and systems, such as HVAC, boilers, and elevators, in the event of a mechanical failure.

At Briteline Insurance, we specialize in providing comprehensive insurance coverage tailored specifically for homeowners associations (HOAs) and condominium associations. Protecting your community is our top priority, and our expert team is here to ensure that you have the right coverage to meet your needs.