Commercial Auto Insurance
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Does your small business need commercial auto insurance?
Well, the short answer is, if your company owns a vehicle, you will likely need a commercial auto insurance policy or business auto insurance policy commonly referred to as a (BOP) as business-owned vehicles require commercial auto insurance. Without it, you could easily end up paying thousands of dollars in medical bills and other costs.
Businesses that purchase commercial auto insurance often:
Have a vehicle titled/registered to their business.
Carry tools, equipment, inventory or products used for their business
Transport clients or employees
Drive to and from worksites
What does a business auto insurance policy cover?
A BOP helps cover medical payments and property damage related to an accident. This coverage includes legal expenses if you’re sued. A BOP may also cover vehicle theft, vandalism, and other losses and damages.
Most BOP’s include liability insurance to cover your business’s legal costs if one of your employees gets into an accident and is sued for negligence.