For Mortgage Lenders & Loan Officers

Insurance Support That Helps Keep Closings Moving.

Briteline works with lenders, loan officers and homebuyers to provide timely insurance quotes, evidence of coverage and mortgagee information so insurance doesn't become the reason a closing gets delayed.

Send a Referral Call or Text Us

What Lenders Need From an Insurance Agency

Fast communication, accurate documents and an agent who understands the urgency of a real estate closing.

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Fast Quotes

We can work with the borrower to gather the information needed to compare available homeowners insurance options and move the quote process forward quickly.

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Evidence of Insurance

Once coverage is bound, we can provide the applicable evidence, declarations or other carrier-issued documentation needed for the mortgage process.

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Mortgagee Updates

We can add or update mortgagee information based on the lender's instructions and available carrier procedures.

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Responsive Service

When a closing is approaching, getting an answer quickly matters. Our team works to respond promptly to borrowers and lender requests.

A Simple Referral Process

Send the borrower our contact information or introduce us by email. We'll work directly with the client to gather the information needed to quote the property and related coverage.

If the borrower chooses to bind coverage with Briteline, we can coordinate the applicable insurance documents with the lender based on the closing requirements provided to us.

Easy Referral

Copy Us on an Email.

Introduce the borrower to info@britelineinsurance.com and include the property address and target closing date. Our team can take it from there and communicate directly with the client.

Insurance Information We Can Help Provide

Exact requirements vary by lender, loan and property, but these are common requests we regularly encounter.

Evidence of Coverage

Applicable evidence or policy documentation showing the insured property, policy term and coverage information once coverage has been properly bound or issued.

Mortgagee Information

Mortgagee name, address and loan information can be added or corrected based on lender instructions and carrier procedures.

Premium Information

We can provide applicable premium or billing information needed for escrow and closing coordination, subject to carrier documentation and policy status.

Replacement Cost

When required and available, we can provide or confirm replacement-cost information used in connection with the homeowners policy and carrier underwriting.

Flood Insurance

When flood coverage is required or requested, Briteline can review available NFIP and private flood insurance options for qualifying properties.

Condo / HOA Documentation

For condominium loans, individual HO-6 coverage and association master insurance may both be relevant. We can provide documents related to policies written through Briteline and coordinate with the borrower when association records must come from the HOA.

A Better Experience for Your Borrower

The insurance process reflects on everyone involved in the transaction. Our goal is to make insurance one of the easier pieces of the closing process.

✓ Access to multiple insurance carriers
✓ Home, auto, umbrella and flood options
✓ Direct communication with the borrower
✓ Responsive closing-document support
✓ Coverage review instead of premium-only quoting
✓ A local team the borrower can continue working with after closing

Lender FAQ

What information should I send when referring a borrower?
At minimum, the borrower's name, contact information, property address and expected closing date are helpful. We can obtain additional underwriting information directly from the borrower.
Can Briteline quote flood insurance too?
Yes. We can review available NFIP and private flood insurance options for qualifying properties when flood coverage is required or requested.
Can you provide evidence of insurance before closing?
Once the customer has authorized coverage and the policy has been properly bound or issued according to carrier procedures, we can provide applicable insurance documentation for the mortgage transaction.
Can you update the mortgagee clause?
Yes, for policies serviced through Briteline we can request or process mortgagee updates based on the lender's instructions and the carrier's available procedures.
Can you help with condo master-policy requirements?
We can provide documentation for insurance policies written through Briteline. Association master policies, bylaws and other HOA-controlled documents may need to be obtained directly from the association, management company or the borrower's HOA contact.
How quickly can you turn around a quote?
Timing depends on the property, underwriting information and carrier requirements, but we understand that real estate transactions are time-sensitive and work to move quote requests forward promptly once the necessary information is available.

Have a Borrower Who Needs Insurance?

Introduce them to Briteline and we'll help handle the insurance side of the transaction while keeping the closing requirements in mind.

Email a Referral Call or Text Us